Accident Medical Insurance
Accident Medical insurance
• Pays covered expenses up to the selected benefit
amount regardless of other coverage.
• Treatment-specific limits on ground ambulance,
physical medicine and durable medical equipment,
with benefits that increase in year 2 and year 3.
• Includes accidental death and dismemberment
benefits.
• Acceptance is guaranteed.
• Year 1: $250 deductible.
Year 2: $150 deductible.
Year 3: $0 deductible.
• No network restrictions.
• No waiting period.
• Applicants must be 64 years of age
or younger.
• Accident Medical Expense plan can
be purchased on its own.
Cancer and Heart/Stroke
• Pays full benefit regardless of other coverage.
• Percentage of benefit payout varies by covered
condition.4
• Waiting periods apply (90 days for cancer and 30
days for heart/stroke).5
• Pre-existing conditions limitation applies.
• Coverage available for ages 18-64.
• No health questions to answer — you’re
guaranteed coverage.
Sickness Hospitalization
• No deductible.
• Pays full benefit regardless of other coverage.
• No network restrictions.
• Lump-sum benefit paid on first covered day
of hospital admission.6
• One benefit per year, per person and two benefits
per year, per family.
• 30-day waiting period.
• Pre-existing conditions limitation applies.
• Coverage available for ages 18-64.
• Applicants must answer health questions
to qualify